Teen Driver Car Accidents
The Bellovin Law Firm, PLLC in Tucson, Arizona
We all know that a teen driver has a higher percentage and rate of collisions as compared to an older driver. That is why the insurance rates for teen drivers are high. Also, a higher percentage of teen-caused accidents result in serious injuries. Reasons for more teen accidents, include their lack of experience, driving distractions, friends, and passengers in the car, loud music, alcohol and drugs, and a variety of other reasons associated with their youthful age.
If you have been injured by a teen driver, as a passenger or a driver, be aware there are specialized issues that present themselves.
Whether or not they have a full privilege driver’s license or their driver’s license is restricted? Whether they only had a permit to drive and did not have an adult driver with them? Were they driving outside the hours allowed by their license or permit? What is the status of their insurance coverage?
Insurance Coverage For Teen Drivers
There are many complexities regarding insurance coverage when you are injured by a teen driver who causes an accident.
They often are driving someone else’s car with someone else’s insurance creating a variety of complexities when making your case or claim.
In addition, there is something called ‘the family purpose doctrine and the question is how much responsibility does a parent or guardian have for the teen’s conduct.
This is why it is important to have an experienced attorney on your side.
Barry L Bellovin of the Bellovin Law Firm, PLLC has the experience to help you when you have been injured by a teen driver.